Friday, May 14, 2021

Millionaire Choices

Getting Personal: It’s Your Future, Credentials Matter…

What are you best suited for as you move forward on your career path?

Education is a wide-ranging word. Learning is derived from many places and sources—not only from earning college degrees, but also from technical training programs, apprentice training, certifications, and yes, the books we choose to read. Whatever your chosen field, you must always be receptive to lifelong learning. Moreover, as shown in “The Millionaire Next Door,” significant wealth accumulation is entirely possible with nearly any reasonable income. You do not have to be a physician or an attorney to know that longevity and consistent behavior that embraces frugality and avoids debt will enable you to move forward on the pathway to prosperity.

To underscore the value of the “right” credentials for you, consider the forecast of the fastest growing occupations to year 2024.

Fastest Growing Occupations, 2014-2024

(Numbers in Thousands)




Entry Education

Wind turbine service techs 4.4 9.2   Some college    
Occupational therapy assistant 33.0 47.1   Associate’s     
Physical therapist assistant 78.7 110.7   Associate’s    
Physical therapist aides 50.0 69.5   High school
Home health aides 913.5 1,261.9   Informal
Commercial divers 4.4 6.0   Special
Nurse practitioners    126.9 171.7   Master’s     
Physical therapists 210.9 282.7   Doctoral
Statisticians 30.0 40.1   Master’s     
Ambulance drivers 19.6 26.1   High school
Occupational therapy aides 8.8 11.6   High school
Physician assistants 94.4 123.2   Master’s     
Operations research analysts 91.3 118.9   Bachelor’s     
Personal financial advisors 249.4 323.2   Bachelor’s     
Cartographers 12.3 15.9   Bachelor’s     
Source: US Bureau of Labor Statistics

(Note: Data is for persons age twenty-five and over.)


Education- either formal or not, counts! Generally, we identify who we are with what work we do. So having a job that is congruent with self-image will more likely lead to happiness.

Earning the most appropriate educational credentials is critical to success in the world of work. A strengths, weaknesses, opportunities, and threats (SWOT) analysis is a vital examination for anyone having difficulty reaching his or her potential for higher income. Essentially, this analysis is a self-assessment of where you are on your career path and where you are likely headed.

A self-audit SWOT evaluation checklist may be found in our book, “Richer Than A Millionaire ~ A Pathway To True Prosperity.” Your personal SWOT analysis provides an overview of your current situation. After this analysis, you may make the choices that will increase your chances of reaching true prosperity. Build on your strengths, shore up your weaknesses, recognize opportunities, and prepare for threats (these will always exist).

So yes, in-depth knowledge of one’s SWOT standing, education and credentials are all prerequisites for life success.

New York Times bestselling author William D. Danko and Richard J. Van Ness, wrote the research-based book, “Richer Than A Millionaire ~ A Pathway to True Prosperity,” which shows the way to wealth and happiness through embracing traditional values. Washington Post’s Michelle Singletary selected this book as The Color of Money Book of the Month.

Content appearing in this article is based on excerpts from the authors’ book. The book is available at and bookstores. Visit the authors’ website,

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