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Editorial

Nine Months to Baby- Proof Your Finances

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Ask The CFP® Practitioner Darcie Guerin [email protected] “A baby is God’s opinion that life should go on.” - Carl Sandburg, American writer and Pulitzer Prize winner, (1878-1967) QUESTION: Our daughter and son-in-law announced that they are expecting their first child and our first grandchild! What practical financial advice would you suggest we give to them?  Answer: First, congratulations, and welcome to the wonderful world of grandparenting. Besides forever changing our lives for the better, babies have a way of boosting economic activity. In fact, when we became grandparents-to-be, my online shopping activity increased dramatically. Perhaps a future column should address financial ... Read More »

Sleep Is A Beautiful Thing!

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By Carol Glassman The commercials tell us that “sleep is a beautiful thing”, and I quite agree, especially if you have a good mattress and sweet dreams. A lot of people I know choose the time just before drifting off to sleep to “speak” to their dearly departed or to have a few words with some higher power in which they believe. Since the last thing we do before we enter dreamland often influences our dreams, we might be feeding and stirring our subconscious. Sometimes when we dream of those we have lost, it’s an uncanny feeling when we awake ... Read More »

COASTAL COMMENTS

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Donna Fiala [email protected] The place is beginning to come alive again! We’re seeing people beginning to trickle in. Businesses are beginning to stock up. Restaurants are advertising for help. It’s like a sleepy little town waking up in the morning to a fresh new day. Welcome back to those who have arrived. We’ve missed you! Now, we can begin having fun again. * Guess what? Not only is our new Outback Restaurant on U. S. 41 East open and doing great business, they are open at lunch time, and now Carrabba’s has followed suit. Now, BOTH are open for lunch. ... Read More »

Somebody’s Watching You!

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Ask The CFP® Practitioner Darcie Guerin [email protected]   “I know a baseball star who wouldn’t report the theft of his wife’s credit cards because the thief spends less than she does.” — Joe Garagiola   Question: Identity theft and cybercrime attacks scare me. What can I do to reduce the risk of this happening to me? Answer: You’re right to be concerned. Although the above quote by Joe Garagiola may suggest otherwise, identity theft is no laughing matter. According to the Federal Trade Commission (FTC), fraud and identity theft are the fastest growing crimes in the nation. Florida has the ... Read More »

Looking for Mr. Right

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By Carol Glassman Even though I find it kind of pathetic to watch single people engage in a courtship dance — only because it’s a little sad that people think they need another person to validate his or her life in this world — I understand why they continue to seek partners at any age: they are simply lonely. In the past, it amused me to think of the situations that arose when well-meaning “friends” tried to spoil my evening at home with a good book by introducing me to some poor fellow who might have spent his time better ... Read More »

Coastal Comments

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Donna Fiala [email protected] Hopefully you had a fun summer with lots of family and friends to enjoy it with. Soon, our season will begin to blossom again, and we’ll be so busy we can’t think straight, so take this time to have fun and relax. * Alexandra and I are in the planning stages for this coming year’s tours. Just as soon as I get the tours organized and dates arranged, we’ll e-mail our tour list and publish them in this column. The tours fill up rather quickly once we advise everyone, so write Alex at [email protected] and ask to ... Read More »

September 11

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BEYOND THE COAST Tarik Ayasun [email protected] This article will be published on Fri., Sept. 5, 2014, exactly six days prior to the most infamous date in recent history of our great country. On Sept. 11, 2001, 19 terrorist militants associated with the Islamic extremist group al-Qaeda hijacked four airliners and cowardly killed more than 3,000 Americans in New York, Washington D.C. and Pennsylvania. On Sept. 11, 2012, Islamic terrorist militants, led by Ahmed Abu Khattala, attacked our Consulate in Benghazi, Libya, and assassinated our Ambassador J. Christopher Stevens and killed three brave Americans: Foreign Service Information Management Officer Sean Smith, ... Read More »

The Future of Social Security: Safe, Stable, Secure or Uncertain?

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Ask The CFP® Practitioner Darcie Guerin [email protected] “I was too old for a paper route, too young for Social Security and too tired for an affair.” Erma Bombeck, U.S. humorist, 1927-1996)   Question: I’m curious, since I’m planning to retire soon, what is the outlook for Social Security? Answer: You’re in luck, on July 28, 2014, the Social Security Trustees released their annual report providing insight to their financial condition. This is national Social Security awareness week so you’re in good company. Plenty of retirees and pre-retirees are discussing their cash flow needs and income resources. Here are some highlights ... Read More »

And the Doughnuts Go Rolling Along

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By Carol Glassman I am so distraught! While checking on my AARP account this week, I learned from the young-sounding woman on the phone about all the wonderful deals and offers, most of which I had missed. Are you like me, weighed down by a two-inch stack of frequent buyer and discount cards for various stores and organizations? When I check into a motel, it’s all I can do to remember my name and license number and ask for a smoke-free room — how can I remember to ask for AAA, Senior and AARP rates too? But here’s the real ... Read More »

USS America Shall Sail Again

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BEYOND THE COAST Tarik Ayasun [email protected] Over the years, I found myself wondering where the rest of the world was during the Holocaust where more than 6 million Jews were exterminated by the Nazis. I wonder no more. They were exactly where the rest of the world is today when the Islamic State formerly known as the ISIS is massacring non-Muslims in Iraq, transmitting beheadings live on world television (technology not available to the Nazis) and no one really seems to care; no one wants to lift a finger! Some Americans are actually more concerned about the weapons, tactics, force ... Read More »

Reclaiming Empowerment: How the American Voter Can Hold Congress Accountable

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By Roy Eaton There is no question that the American voter has the means to hold Congress hostage, but do Americans have the will and intestinal fortitude to hold this branch of government accountable for their inept leadership, lack of statesmanship and total incompetence? When will we gather the will and courage to turn the tables on these irresponsible bureaucrats and hold them responsible for their actions — or lack thereof? The Second Amendment may have given us the right to bear arms, but the 19th Amendment granted to “all” Americans, a far more powerful weapon — the right to ... Read More »

A Modern Fairy Tale by Virginia Colwell Read

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Once upon a time in the fair land of Paradise, the matter of a new bridge on a well-traveled thoroughfare was brought before the ruling oligarchy. The vested body agreed on the need for a new bridge. They consulted with engineers, architects, and designers form many far-away lands. Paradise should have a magnificent bridge with fancy underpinnings to replace the old, worn-out bridge. A grandiose bridge was not what the people of the realm had in mind. They thought a new bridge would be fine as long as its design was realistic and there were shells in the treasury to ... Read More »

Letter to the Editor: Litha S. Berger

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So why am I running for City Council? To begin, I have been on the Island since 1992 and full time since 2009.  My husband Jim and I both worked on the east coast and for twenty years and came to the Island on weekends.  We started with a small condo on Smokehouse Bay, sold the condo in 2001 and bought a house knowing we would live here to begin a second career for both of us. I enjoyed a wonderful career as executive staff for several companies in geriatric care services from nursing homes, assisted living, and Alzheimer’s Dementia ... Read More »

Letter to the Editor: Frank R. Recker

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Gentlemen: To be very candid, the ‘Eagle Sanctuary’ is and was a ruse by the neighborhood residents to prevent the charter high school from locating there. The former school board superintendent sabotaged those supporting the charter high school by signing a lease with the, suddenly passionate, neighborhood bird lovers.  It was a travesty by the board of education in concert with the self serving residents living in the area of Tract K. Deltona clearly intended tract K to be used for a school on Marco. People have no shame.  The ‘sanctuary’ is obviously supported by those who have the gall ... Read More »

Letter to the Editor: Bill Reckel

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I read your article about PRAC with great interest. I am 75 years old and have benn a Marco resident for 14 years. My family immigrated from behind the Iron Curtain in 1950. I have lived and written my personal biography about living the American Dream. What I see today is De Ja Vu about life in a socialist/communist country. Correct me if I’m wrong, but I seem to remember that somewhere between 16.5 to 17.2 of our working population ( tongue in cheek) work for some form of government. What I see happening here is another form of government ... Read More »

Rent or Own?

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Ask The CFP® Practitioner Darcie Guerin [email protected] “I long, as does every human being, to be at home wherever I find myself.” — Maya Angelou, author, 1928-2014.   Question: Many of my friends are selling their homes and downsizing or renting. What are your thoughts about this trend? Answer: Your question hits home (pun intended)! Last month, three family members took part in real estate transactions. Not knowing your age, my response will reference these personal examples to illustrate what’s happening as housing requirements have changed for different generations in our family. There is no right or wrong answer as ... Read More »

w17¢ Goes a Long Way

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by Carol Glassman This is so pathetic it can only be true. A few weeks ago an elderly friend from out-of-state entertained me with a surrealistic tale of horror involving a co-op utility company to which she is attached — not having a choice. She was widowed eight years ago, but had always looked after family finances and paying the bills, quite proud of being able to handle the simple transactions online. A month ago, she received a taped phone call from the utility company telling her the bill was overdue and if not paid within one day, her service ... Read More »

Point of No Return…

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BEYOND THE COAST Tarik Ayasun [email protected] I was up most of the night listening to the thunderstorms and watching the lightning strikes light up the cloudy summer sky over Marco Island. As a kid growing up in a suburb on top of one of the seven hills which make up the city of Istanbul away from the blinding city lights, I used to love to watch the summer storms with my mother who was totally afraid of the phenomenon yet stayed up to watch the storms with me because she felt a great sense of awe at the power of ... Read More »

Yes, It Is All About You!

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“Planning is bringing the future into the present so that you can do something about it now.” Alan Lakein, American Author and Businessman.   Question: I’m curious, what is the difference between a Financial Advisor and a CERTIFIED FINANCIAL PLANNER™? In addition, what should I expect when working with an advisor or planner? Answer: Anyone can call himself or herself a financial planner, yet only those meeting the requirements of the Certified Financial Planner Board of Standards Inc. may display the CFP® certification. Earning a professional designation demonstrates a level of commitment by an advisor to obtain and keep the ... Read More »

Obama vs. Putin: high stakes geopolitical chess being played in Ukraine. SUBMITTED PHOTOS

BEYOND THE COAST Tarik Ayasun [email protected] As we wake up to a beautiful Marco Island Saturday morning, basking in the hot rays of a summer sun, the rest of the world slowly but surely moves towards a world-wide confrontation of good against evil as violence escalates in the absence of true world leaders and true world leadership. There are those amongst us who still do not think that evil exists, and there are also those who believe strongly that we, the Americans, are the evil force around the world. How unfortunate of them! Today, I firmly believe that a lack ... Read More »