Tuesday , February 9 2016
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Editorial

Domicile, Residence and Homesteads, Oh My!

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ASK THE CFP® PRACTITIONER Darcie Guerin darcie.guerin@raymondjames.com “The strength of a nation derives from the integrity of the home.” ~ Confucius Question: As a retiree from another state, with homes in both places, I’m confused about the difference between residency, homestead and domicile. I read all the information on various workshops and seminars on this topic, yet I’m still confused. Please help. Answer: Actually, it’s not as complicated as it may appear. Let’s start with a little history to help understand the background of the subject matter and the differences between the three terms. Homestead In 1862, during the Civil War, Abraham ... Read More »

Town Hall Meetings Coming Up

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COASTAL COMMENTS Donna Fiala Mark your calendars now for the great St. Paddy’s Day Parade, Sunday March 6th on Marco Island! Parade participants will meet at the NCH Healthcare Center across from the City of Marco Island Government Center at 11 AM. For questions, please email Steve Stefanides at sstefanides@comcast.net. It’s always loads of fun and lots of people line the streets from all over. It’s a great way to prepare for the Irish holiday, and no one has more fun than the Irish! *The Coastal Breeze News started out a few years ago and they chose to serve both sides ... Read More »

A Belated Valentine To Mom And Dad

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A reprint from the book “Movers, Shakers and Takers” by Roy Eaton Whether it is distance that separates us from those who have given us life, or their close proximity that allows us to take their presence for granted, we often find ourselves either too busy, or emotionally unable to openly convey our love and gratitude for all we have benefited from their presence. Although, in a healthy relationship most truly understand the love and admiration that exists between parents and siblings, few ever get to openly express their innermost feelings before our Mom and Dad, our guardian, teacher, mentor, ... Read More »

Letter to the Editor: TOOTSIE ROLL DRIVE

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Once a year the Knights of Columbus hold a nationwide fund raiser for those individuals that are physical and/or mentally challenged. This is better known as “The Tootsie Roll Drive”, where Knights stand up outside the various local businesses and give out tootsie rolls to children and adults alike. Most patrons put a small donation in a small metal can ranging from pennies to $100 dollar bills. This is done in all 50 States in over 3000 communities where Knights are present. Marco Island is blessed to have citizens with a big heart that always support this fund raiser, and ... Read More »

Letter to the Editor: THANK YOU!

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Our congregational family of The Jewish Congregation of Marco Island (JCMI), would like to thank the community at large for coming to our table, and making our Deli Fest a success! We wish to express our deepest thanks for the outstanding coverage of our “Deli Fest”, by the Coastal Breeze. In no small part it allowed us to reach a broad facet of the community, reach our financial goals and introduce them to the works of our Synagogue. We made extra this year so we wouldn’t run out. Not only did we feed the throngs in attendance, we also donated ... Read More »

The China Syndrome: The Week That Was

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ASK THE CFP® PRACTITIONER Darcie Guerin darcie.guerin@raymondjames.com “The best thinking has been done in solitude. The worst has been done in turmoil.” ~ Thomas A. Edison Question: Could you explain what happened to the stock market during the first week of 2016? Answer: That’s a tall order, but here’s my best shot at describing a few of the market moving events that took place during that first week. For starters, China took center stage, overshadowing everything else. To borrow from the 1960s BBC political satire show featuring David Frost, “that was the week that was.” For anyone associated with financial markets in ... Read More »

What’s New in January

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COASTAL COMMENTS Donna Fiala What a new way to start a new year – with wind forces like we’ve never seen in January! AND with gasoline prices we haven’t seen in years…on Saturday we had $1.75 along the Collier Boulevard/951 corridor. One of the same gas stations about two miles away had prices at $1.85 on U.S. 41 E, and further on down the prices continued to climb. This is a good place to be when buying gasoline, that’s for sure. It will be interesting to see how the prices will run when the WaWa gas station is built at Price ... Read More »

Hazmat/Hasmat

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By Monte Lazarus In memory of Monte Lazarus and his contributions to Coastal Breeze News, we are publishing many of his humor columns again in coming editions. They will bring as many smiles now as they did when first printed. Enjoy!   Marco Island has a lot of nifty amenities besides the beach and the periodic comedy routine at City Council meetings. One of those amenities is the $5 a session workout for “Over 55 Year Olds” at Mackle Park. Although my wife clearly looks younger than 55, she managed to dupe the authorities into believing she qualified, and they ... Read More »

LETTER TO THE EDITOR: Standing Watch

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The Board of Directors of Standing Watch has been of the opinion that the Manatee should have been removed from the Endangered Species list since the year 2000. As populations in all areas of Florida have steadily risen since such records have been kept, the species has expanded well beyond their purported historical range. As animals are now found up the eastern seaboard to Virginia, and across the Gulf Coast to Texas, thermal pollution outfalls are encouraging manatees to venture into areas where they have previously never been. With numbers growing into the thousands at some individual sites in Florida, ... Read More »

GUEST COMMENTARY: Marco Islanders – Making Sense of the Republican Race

By John Arceri Vice President, Caxambas Republican Club As the primary race for the Republican candidate for President heats up and gets more complex, the members of the local Republican organization, the Caxambas Republican Club of Southwest Florida, tries to make sense out of the race by determining which of the present candidates have the characteristics that make a winning Republican candidate and, more importantly, a great President. To this end, the members have developed what they believe are the 6 most important characteristics a successful candidate must have as well as rating each of the present major candidates on ... Read More »

Time to Stop the Foolishness…

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BEYOND THE COAST Tarik Ayasun tayasun@taray.com The world today is a very dangerous place and we must accept the fact that there are people out there who hate us; who would kill us in an instant given the opportunity, and who want our civilization destroyed and our belief systems altered for good. We will not be able to defend ourselves or defeat those who want to harm us unless we recognize and identify them for who they are, and not who we hope they are. We can’t look around, see what is happening and be in denial. The events that shock ... Read More »

Avoiding the Traps

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ASK THE CFP® PRACTITIONER Darcie Guerin darcie.guerin@raymondjames.com Man is the only kind of varmint who sets his own trap, baits it, then steps in it. ~ John Steinbeck   Question: Eager to begin the New Year with a fresh start, I’m wondering what separates successful investors from those who obtain mediocre or poor results? Answer: As the John Steinbeck quote above implies, we tend to be our own worst enemies. It’s safe to say that the classic emotional and psychological traps fall into five categories. These pitfalls, left unchecked, can sabotage otherwise sound financial planning. Trap 1: Overconfidence We trust ourselves, and ... Read More »

Happy New Year!

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COASTAL COMMENTS Donna Fiala Here we are already in year 2016 and it’s hard to believe it took so little time to get here! My wish is that each and every person reading this column had a wonderful holiday season filled with joy, happiness and love. It’s been a bumpy year at times, but we all made it through to … a very warm December! I cannot remember when the full month of December was ever this warm, yet many of us are really suffering from sinus problems because of the weather, and my many Christmas cactus plants have struggled to ... Read More »

The Language Barrier

By Monte Lazarus In memory of Monte Lazarus and his contributions to Coastal Breeze News, we are publishing many of his humor columns again in coming editions. They will bring as many smiles now as they did when first printed. Enjoy!   Maybe it’s not strictly the American syndrome, but some of my friends get very peculiar when they’re in a foreign country and do not understand the language. Their normal reaction is, “Oh, I’m not speaking loudly enough”. So they crank up the decibels. “Waiter, I’d appreciate a glass of red wine” becomes, “Hey, gimmee some of that red ... Read More »

Family Financial Huddle

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ASK THE CFP® PRACTITIONER Darcie Guerin darcie.guerin@raymondjames.com “Give me the gift of a listening heart.” ~ King Solomon   Question: Our family will be together for the holidays. I’d like to take advantage of this time to discuss a few financial matters. What advice can you provide to make this conversation as valuable and productive as possible? Answer: Providing your family with the gift of communication is commendable. This is an opportunity to share financial philosophies, discuss planning strategies and listen to how others feel about monetary matters. Keeping the lines of communication open and flowing with information is vital to the ... Read More »

So You’re Going to College!

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By Monte Lazarus In memory of Monte Lazarus and his contributions to Coastal Breeze News, we are publishing many of his humor columns again in coming editions. They will bring as many smiles now as they did when first printed. Enjoy!     Something like this conversation is taking place every day… Daughter: Great news Dad. I got accepted at the college I want! Dad: Where’s that? And how much? Daughter: It’s that small school in Arizona, and the tuition is only $35,000 a year. Dad: Gulp. Arizona? Will they let you in the state? They’re very strict on immigrants. ... Read More »

A Community Holiday Spirit

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COASTAL COMMENTS Donna Fiala *The Christmas Island Style Parade was a huge success! Each and every float was outstanding! It would have been difficult to choose one over the other. The marching bands were just as good as those in the Macy’s Day Parade – no kidding! The parade watchers started setting up their food tables and folding chairs early in the day. Neighbors joined neighbors to watch from their driveway chairs and snack on the tempting foods. Children were squealing with delight as the parade slowly rolled down their street with wonderful entertainment. The parade watchers were as much fun ... Read More »

Equitable? Inequitable! Water and Wastewater Rates: Part Four

Lettertoeditor

As you can see explaining the Marco Island Utility Rate Schedule is not a simple task. There are many inequities embedded in the rate schedule that are not apparent to the ratepayers. My goal to inform the ratepayers of those inequities and ultimately recommend to them a Rate Design that will level the playing field; where all ratepayers will be paying a rate based on the Utilities responsibility for Readiness to Serve and the utility customers’ Demand on the Plants. With that in mind, I will now illustrate an inequity within the Commercial Class of Customers. In my previous writings ... Read More »

STASH CASH?

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ASK THE CFP® PRACTITIONER Darcie Guerin darcie.guerin@raymondjames.com “There are two times in a man’s life when he should not speculate: when he can’t afford it, and when he can.” ~ Mark Twain Question: With interest rates so slow and the stock market basically flat for the past year, how much money do you suggest I keep available in cash? Also, do you think interest rates will rise? Answer: The classic textbook answer to your question is to have a minimum of three to six months’ worth of living expenses readily available. If you’re still working then you may face additional risks, such ... Read More »

Marco’s Award Winning Museum and more

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COASTAL COMMENTS Donna Fiala Gasoline prices – oh how they vary! The other day I decided to check all the prices along the route I was taking. On Marco the price was a very nice $1.99 – so much better than a year ago. Traveling down SR 951 I came upon a price of $1.98, and then right beyond that was $1.97. Turning onto US 41E by Hitching Post the price was still in the same range – $1.99, but then in front of Naples Manor the price went up to $2.09, then by Rattlesnake Hammock Road it went back to ... Read More »