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Social Security

Social-Security-benefits

ASK THE CFP® PRACTITIONER Darcie Guerin darcie.guerin@raymondjames.com “One’s philosophy is not best expressed in words; it is expressed in the choices one makes.” ~Eleanor Roosevelt   Question: I am confused, when is the best time to file for my social security benefits? Answer: Welcome to the great debate. There are numerous strategies for “maximizing” the receipt of your benefits. The short answer is that most people will be better off to delay filing for Social Security to provide for a higher lifetime income, maximized survivor benefits and longevity protection. Longer life spans make the decision of when to file more important than ... Read More »

Brand Names Sam’s Club, Michael’s, Hobby Lobby and More, Coming Soon!

DonnaFiala_FeatureNEW

COASTAL COMMENTS Donna Fiala Soon the County Commission will be in recess for six weeks, and possibly some of you have wondered why we have a summer recess while others already asked. It started back in the 90’s when unhappy residents felt the Commissioners were approving land use issues and new developments while the residents were away on vacation or back up north to their summer home. After much complaining, the then-Commissioners decided to take a recess the last week of July and the month of August, which pleased the community. That effort was extended a little further two years ago ... Read More »

That Reminds Me…

Lawn

By Steve Gimmestad steve@coastalbreezenews.com It was a late fall day; overcast with a breeze. The man stood in the driveway contemplating what to do with all the leaves that had accumulated in the yard. The yard wasn’t huge but was surrounded by dense woods so the leaves piled up quick and deep. Being so late in the season, an idea came to him. Rather than rake or blow the leaves away as was usual, he decided to hook the snow plow to the lawn tractor. What a tremendous idea, he said to himself smugly. It would save so much time. ... Read More »

COASTAL COMMENTS

DonnaFiala_FeatureNEW

Donna Fiala It’s amazing to me how people with a special talent seem to be attracted to one another, such as a talent in music. It seems musical people are attracted to other people with the same talent, or creative people are attracted to creative counterparts, like Sandy and Jim Johnson, Tara and George O’Neill, Phil Fisher and Natalie Guess, Paul and Eileen Arsenault, and Janice and Dave Wohl. I met Janice at a craft show where she was displaying her creative sewing work: designs on towels, blouses and shirts, names on clothing, special occasion aprons and assorted other sewing ... Read More »

That Reminds Me…

beach

By Steve Gimmestad steve@coastalbreezenews.com It was sundown on the St. Croix River in late spring. The river rats were gathered on the island as was usual all summer long. Youthful enterprise reared its ugly head as one of the rats proposed a swim across the channel. It was getting dark but three strapping lads stepped up and accepted the proposal. They dove into the cool water and began their odyssey. It was about 200 yards across and the waning moon didn’t help navigation. After what seemed much longer than it actually was, they made landfall on the other side. It ... Read More »

Elections in Turkey…

Turkish Parliament, which has 535 seats. SUBMITTED PHOTOS

BEYOND THE COAST Tarik Ayasun tayasun@taray.com On Sunday June 7, 2015, Turks in Turkey and all over the world voted in general elections. This was a most important election from many points of view, especially from the USA’s point of view, as the results may actually affect the events in the Middle East. Those of you who follow international politics may already know that Turkey has been ruled by the Islamist leaning Justice and Development Party (AKP) and its charismatic leader Mr. Tayyip Erdogan. After serving three consecutive terms as Prime Minister, Mr. Erdogan ran for the usually symbolic office of ... Read More »

Letter to the Editor: William and Joan Brannick

Lettertoeditor

We have been a condo owner for 15 yrs. at The Village at Smokehouse Bay and 3 yrs. at Bayside Club. Our condo rules and board control and address any problems with renters. In addition they have background checks prior to renting. I am a tax payer on 2 properties . I do not need an ordinance to ensure that we are renting our properties to responsible tenants. We are strongly against condos being included in the rental ordinance . Thank you, William and Joan Brannick Read More »

Letter to the Editor: Frank R. Recker, DDS

Lettertoeditor

I just actually performed a cursory review of the rental ordinance for the first time. The only ‘winner’ in this attempt to regulate rentals will be the City Attorney who will be required to defend multiple legal challenges.  I think there are unconstitutional provisions in the ordinance and would hope that the City obtained a formal written opinion from the City Attorney’s law firm that this ordinance is constitutional and will withstand legal challenges.  I would also hope that the City liability carrier has ‘signed off’ on this ordinance to the extent it will be called upon to defend and ... Read More »

Letter to the Editor: Kathy Campbell

Lettertoeditor

10% of voters are required to sign a petition in the month of June, is this fair? I implore everyone eligible to vote, please turn in your signed copy of the petition by May 18th. Real estate offices and the Marco Board of Realtors are collecting them, as you cannot mail one copy with standard postage. More laws will not lead to peace, but injustice to our property owners. Empower law enforcement and ticket offenders. Do you believe it is fair that property owners will be regulated like hotels if they rent by the month or week? No it is not! Renters can ... Read More »

Letter to the Editor: Rafael Curquejo

Lettertoeditor

I have been a regular visitor to Marco Island.  In fact my wife and I got married on the Island on 11.11.11   We love the island and are hoping to permanently move there in the next 24 months. Your new short term rental regulation is a deal breaker for us to invest in Marco. It makes 2nd home ownership harder and in my opinion it affects the marketability of a property. Once you own it makes it tougher by adding certain regulations and expenses to the equation. I totally understand from other Local Realtors that some landlords may have neglected ... Read More »

Letter to the Editor: Martin and Sheila Bell

Lettertoeditor

As owners and tax payers of 140 Seaview Court 1401N, we want to express our opposition to City or Marco Island Ordinance 15-01. It might be well intentioned, but it is an overreach of government and is unnecessary, costly, and unwieldy to manage. As we understand it the problems this ordinance addresses were in single family homes. Condos are self-regulated and policed by HOA’s and hired Security and are not the problem. Existing city agencies are more than enough to police and enforce noise and trash issues. This ordinance is a classic case of overkill: costly to tax payers, a ... Read More »

Letter to the Editor: Frank DiMaggio

Lettertoeditor

Dear Sir, I write to express my opposition to the Marco Island Rental Ordinance recently approved by the City Council. My wife and I purchased our beautiful Marco Island house last year. We are very proud to be able to own this beautiful home in such a wonderful community and we were very disappointed with the recent passing of the ordinance by the city council. I find it difficult to understand why entirely new protocols need to be established to deal with violations of existing codes pertaining to excessive noise, trash and vehicular issues. No one wants to be negatively ... Read More »

Letter to the Editor: Peggy B. Dotson

Lettertoeditor

I would like to voice my opinion of the recent Marco Island City Council decision to restrict short term rentals. Most families cannot afford or even get a month vacation or time off from work. When I first came to Florida to purchase a property, I fell in love with Marco Island because of its friendly family atmosphere. I bought a condo and then a house. I have been renting my home to friends and families from all over the world. Besides aiding my retirement funds, I have been able to share Marco Island and all of its beauty with ... Read More »

Letter to the Editor: Councilor Batte’s commentary,

Lettertoeditor

Councilor Batte’s commentary, while passionate and eloquent, misses the point on many fronts. I am responding not so much to him as to all of City Council. Obviously Councilor Batte is in the majority, and I suspect his feelings about the matter reflect the majority of Council as well. Here’s where Councilor Batte is just plain wrong: First, the rental ordinance recall petition is not “government by special interests,” as he charges. It is an attempt by the people to take back the government that has been hijacked by those who have hidden agendas that go way beyond “quality of ... Read More »

Letter to the Editor: Rental Ordinance – Common Sense

Lettertoeditor

About nine years ago, growing complaints regarding vacationing, disruptive short-term rentals caused the City Council to begin considering the issue. Much commercial lobbying later, the current City Council adopted Ordinance 15-01, the Rental Ordinance. In my opinion, their decision was good and not-so-good at the same time. The “good” includes prioritizing community complaints over commercial interests; requiring registration of all rental properties; assigning accountability for disturbances to the landlord as well as to disappeared short-term perpetrators. The “not-so-good” includes requiring annual registration renewal; mandating city annual fire inspections; mandating a dossier on each tenant for the City; Let’s apply some ... Read More »

Letter to the Editor: Regards Martin Winter

Lettertoeditor

Hi Editors Just thought that I would tap out a few words on the latest from the good folks on the council at Marco Island. It appears that we are now looking to force home owners down a new path concerning rentals on the Island the legislation looks lengthy and I am quite sure will be just the very start of a process to extract additional revenue from home owners. Quite frankly this is just another Tax  that I am sure will be misappropriated. I would be interested to see the cases of noise etc that justify this move. I ... Read More »

Letter to the Editor: Re: Linda Turner’s Letter 6/2/15

Lettertoeditor

Re: Linda Turner’s Letter 6/2/15 Welcome to Marco Island, Ms. Turner! I am sure that as a long-term property owner and resident of the Island you are very familiar with the Bundle of Rights of a property owner. One of these rights is “the right of disposition – the titleholder can sell, rent or transfer ownership or use of the propertyat will”. It does not contemplate the imposition of greater and greater restrictions over these rights by any legislative body. As you may recall, this is the second go around about the right of property owners to rent their property. In 2007-08, City Council appointed a committee ... Read More »

Letter to the Editor: Rental Ordinance Petition Ready for Voter Signature

Lettertoeditor

Rental Ordinance Petition Ready for Voter Signature; City Attorney Approves Petition  The Committee seeking repeal or referendum on the recently adopted Marco City Rental Ordinance received approval from the City attorney late Friday May 22, 2015. What’s Next? What is the Petition All About?  The Committee will start circulating petitions this week for signature by registered Marco voters. The petition seeks to compel Marco City Council to repeal the controversial Rental Ordinance 15-01 adopted then modified by City Council to include house and condominium owners who rent their property for less than a year. If Petition drive is successful and ... Read More »

Letter to the Editor: Support of Marco Island Referendum Petition on Rental Ordinance 15-01

Lettertoeditor

Rental Ordinance Circulating for Marco Island Voter Signatures After receiving petition approval from the Marco Island City attorney, the Committee to Repeal the Ordinance has sent electronic versions of the petition and ordinance to concerned residents and organizations for distribution. The Committee chose multiple distribution channels including email from the Marco Island Chamber of Commerce (link available for petition download with instructions); the Marco Island Area Association of Realtors (links for download); website download, and hardcopy versions of the petition at many public locations. What Interested Voters and Taxpayers Can Do Residents who have received an electronic copy of the ... Read More »

Letter to the Editor: Robert Russo

Lettertoeditor

Gentlemen, I write to you to in the hopes that you can cease the frequent and continuing harassment of Councilor Rios by some members the council especially by Mr. Honecker.  Does Mr. Honecker have an outside agenda with Mr Rios that he is bringing to the council. His frequent looking at the ceiling and loud and obvious exhale of breath because Mr Rios is asking for more information are so insulting..Let us get things straight Mr. Honecker you have been a disappointment for the people of Marco Island you are not following what they have asked you to do but do only what you want. Instead of ... Read More »